MF Profiler shows how Indian mutual fund schemes overlap in their holdings. Enter two or more funds by name. The analyzer looks up the latest holdings we have on file and reports pairwise overlap, common-stock exposure, and the stocks that appear in more than one scheme.
Pairwise overlap is the usual industry figure: for any two funds it is the sum, across shared securities, of the smaller of the two weights. When you compare more than two funds you also see a matrix of those pair scores. Common-stock exposure is different. It answers a portfolio question: what share of the money sits in securities that two or more of the selected funds already hold. If you do not enter amounts we assume an equal split so the number stays comparable with older share links.
The holdings tab lists every reported line in each scheme with its weight. The NAV tab plots trailing windows (last 30 days, 90 days, 180 days, one year, three years, five years, or the full series we store). Ranges are trailing from today, not a single past calendar month or year.
Guests can analyse up to three funds, five times a day. Signing in with Google raises those limits and lets you create a public share link. Share pages recompute from current holdings; they do not store a personal portfolio and they are not indexed.
These pages state facts about disclosed holdings. They do not rank funds or pick a winner. Mutual fund investments are subject to market risks; read all scheme-related documents carefully. Holdings months, NAV dates and sources are shown with the numbers they support.
Advisers who want client workspaces, CAS import and branded reports can follow the adviser product as it ships. Retail use of the public overlap tool stays free.
The SWP calculator on this site estimates a systematic withdrawal plan from a starting corpus, an expected return, inflation on withdrawals, and tax on the gain portion of each redemption. The gain is the withdrawal minus the cost of units sold (remaining cost basis divided by opening value). Gains are grouped by Indian financial year; the first ₹1,25,000 in each FY is exempt and the rest is taxed at the rate you set (default 12.5% equity LTCG). The corpus is never shown below zero: when a withdrawal cannot be paid in full, the table records that depletion month. Profit in the summary is closing balance plus total withdrawals minus the original investment.
Data on this site currently comes from scheme documents stored in our database and refreshed on a schedule. Treat every figure as of the date shown on the page. If a scheme has no holdings we exclude it from overlap and say so.
Frequently asked questions
- What is mutual fund overlap?
- Overlap is the extent to which two or more schemes hold the same securities. Pairwise overlap sums the smaller weight of each shared holding. Common-stock exposure is the share of portfolio value in securities held by two or more of the selected funds.
- Do I need to create an account?
- No. Guests can analyse up to three funds, five times per day. Sign in with Google to analyse more funds and to create a public share link.
- Are the results investment advice?
- No. MF Profiler reports facts from disclosed holdings and NAVs. It does not tell anyone which scheme to hold or drop.
- How current is the holdings data?
- Each analysis uses the holdings stored for that scheme. Dates are shown with the numbers. If holdings are missing, that fund is left out of the overlap math.
- What does common-stock exposure mean?
- It is the share of the portfolio sitting in stocks (or other securities) that appear in at least two of the funds you selected. With equal amounts this matches the older “weighted overlap” figure on existing share links.
- Can I enter different amounts in each fund?
- The overlap engine supports amount-weighted results. Guests analyse with equal weights. Signed-in users can send amounts when that editor is available.
- Is my analysis private?
- Public share links store only the fund list (or SWP inputs) and a visit count. They do not include your name, email or a personal portfolio. Share pages are marked noindex.
- Where can I try a withdrawal calculator?
- The SWP calculator estimates withdrawals, sustainability and tax on the gain portion of each redemption (cost basis, with the ₹1,25,000 FY exemption). It is a calculator, not advice.