Lumpsum calculator
A lumpsum investment is a single amount left to compound for a number of years. This page multiplies the principal by (1 + annual return)^years. It is an illustration at the rate you enter, not a forecast for any scheme, and it ignores tax, exit load and expense ratio.
Formula
Future value = principal × (1 + annual return)^years. Gain = future value − principal.
Questions
Why is this different from a SIP?
A SIP adds money every month. A lumpsum adds money once. The same annual rate therefore produces different rupee outcomes.
Does the page use fund NAVs?
No. Type an assumed annual return. For historical NAVs use the overlap tool’s NAV tab.
Mutual fund investments are subject to market risks; read all scheme related documents carefully. These pages are calculators, not advice.